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	<title>Comments for Cedar City Utah Real Estate</title>
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	<link>http://www.cedarcityonline.com/blog</link>
	<description>For More Information Contact Sam at 435-701-0448</description>
	<lastBuildDate>Fri, 02 Oct 2009 16:25:12 +0000</lastBuildDate>
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		<title>Comment on Time is Running Out! by Janet</title>
		<link>http://www.cedarcityonline.com/blog/time-is-running-out/comment-page-1/#comment-13140</link>
		<dc:creator>Janet</dc:creator>
		<pubDate>Fri, 02 Oct 2009 16:25:12 +0000</pubDate>
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		<description>chances are they will extend it.  if you&#039;re buying a home don&#039;t rush into it just because you&#039;re getting a break.  make sure you can afford it and find a place you really love.</description>
		<content:encoded><![CDATA[<p>chances are they will extend it.  if you&#8217;re buying a home don&#8217;t rush into it just because you&#8217;re getting a break.  make sure you can afford it and find a place you really love.</p>
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		<title>Comment on Time is Running Out! by Jill</title>
		<link>http://www.cedarcityonline.com/blog/time-is-running-out/comment-page-1/#comment-13135</link>
		<dc:creator>Jill</dc:creator>
		<pubDate>Fri, 02 Oct 2009 03:37:06 +0000</pubDate>
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		<description>This is great for someone who want to purchase a new home.  What a shame that it doesn&#039;t apply for a resale home</description>
		<content:encoded><![CDATA[<p>This is great for someone who want to purchase a new home.  What a shame that it doesn&#8217;t apply for a resale home</p>
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		<title>Comment on Time is Running Out! by Ashlee</title>
		<link>http://www.cedarcityonline.com/blog/time-is-running-out/comment-page-1/#comment-13074</link>
		<dc:creator>Ashlee</dc:creator>
		<pubDate>Mon, 28 Sep 2009 00:53:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.cedarcityonline.com/blog/?p=325#comment-13074</guid>
		<description>I wish TX would give an additional $4000 for down payment.  That would hopefully make everybody jump off the fence!</description>
		<content:encoded><![CDATA[<p>I wish TX would give an additional $4000 for down payment.  That would hopefully make everybody jump off the fence!</p>
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		<title>Comment on The Importance of Being Pre-Approved by Mike In Dallas</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-13051</link>
		<dc:creator>Mike In Dallas</dc:creator>
		<pubDate>Sat, 26 Sep 2009 01:52:03 +0000</pubDate>
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		<description>I wont take anyone out unless they are preapproved. We dont look at homes till you talk to a lender.</description>
		<content:encoded><![CDATA[<p>I wont take anyone out unless they are preapproved. We dont look at homes till you talk to a lender.</p>
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		<title>Comment on The Importance of Being Pre-Approved by Baltimore Homes</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-12227</link>
		<dc:creator>Baltimore Homes</dc:creator>
		<pubDate>Sat, 01 Aug 2009 03:37:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.cedarcityonline.com/blog/?p=305#comment-12227</guid>
		<description>This is so true. I can not tell you how many times I have stressed to these issues to Baltimroe Home buyers in the past.</description>
		<content:encoded><![CDATA[<p>This is so true. I can not tell you how many times I have stressed to these issues to Baltimroe Home buyers in the past.</p>
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		<title>Comment on The Importance of Being Pre-Approved by Clairemont real estate agent</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-12223</link>
		<dc:creator>Clairemont real estate agent</dc:creator>
		<pubDate>Fri, 31 Jul 2009 21:00:18 +0000</pubDate>
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		<description>Being pre-approved just means you&#039;ve already jumped the 1st hurdle and are ready for the next one. You don&#039;t have to jump over millions of 1st hurdles when you know you&#039;ve already jumped that 2st hurdle. Less jumping to do.</description>
		<content:encoded><![CDATA[<p>Being pre-approved just means you&#8217;ve already jumped the 1st hurdle and are ready for the next one. You don&#8217;t have to jump over millions of 1st hurdles when you know you&#8217;ve already jumped that 2st hurdle. Less jumping to do.</p>
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		<title>Comment on The Importance of Being Pre-Approved by Ki</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-12172</link>
		<dc:creator>Ki</dc:creator>
		<pubDate>Tue, 28 Jul 2009 20:04:12 +0000</pubDate>
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		<description>I always tell clients that if they find a house and we end up in a multiple offer situation where the other offer has a letter and we don&#039;t they will have to offer a few thousand above the other offer to win.  So not having a letter can cost a significant amount of money</description>
		<content:encoded><![CDATA[<p>I always tell clients that if they find a house and we end up in a multiple offer situation where the other offer has a letter and we don&#8217;t they will have to offer a few thousand above the other offer to win.  So not having a letter can cost a significant amount of money</p>
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		<title>Comment on 578 West 1475 North Cedar City Utah by Cary NC Real Estate</title>
		<link>http://www.cedarcityonline.com/blog/578-west-1475-north-cedar-city-utah/comment-page-1/#comment-12090</link>
		<dc:creator>Cary NC Real Estate</dc:creator>
		<pubDate>Thu, 23 Jul 2009 06:35:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.cedarcityonline.com/blog/?p=307#comment-12090</guid>
		<description>Wow! Seems like a lovely home for a reasonable price. I was recently in the Moab and Kanab, Utah area on vacation and the prices I saw there were far steeper than this!</description>
		<content:encoded><![CDATA[<p>Wow! Seems like a lovely home for a reasonable price. I was recently in the Moab and Kanab, Utah area on vacation and the prices I saw there were far steeper than this!</p>
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		<title>Comment on The Importance of Being Pre-Approved by Baltimore Homes</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-12060</link>
		<dc:creator>Baltimore Homes</dc:creator>
		<pubDate>Tue, 21 Jul 2009 20:52:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.cedarcityonline.com/blog/?p=305#comment-12060</guid>
		<description>You are correct, it seems like common sence. As a realtor selling Homes in Baltimroe I can say that I have to explain the importance of being pre-approved on a weekly basis. Consumers generally feel that the mortgage qualification process is simple and fast. It is the LAST though most buyers have when they decide to shop for homes.  If you have a 700+ credit score, strong reportable income and your debt-to-income ratios are in line you should be ok. However, how do you know until you get pre-qualified and identify what loan programs you qualify for in this ever changing market.</description>
		<content:encoded><![CDATA[<p>You are correct, it seems like common sence. As a realtor selling Homes in Baltimroe I can say that I have to explain the importance of being pre-approved on a weekly basis. Consumers generally feel that the mortgage qualification process is simple and fast. It is the LAST though most buyers have when they decide to shop for homes.  If you have a 700+ credit score, strong reportable income and your debt-to-income ratios are in line you should be ok. However, how do you know until you get pre-qualified and identify what loan programs you qualify for in this ever changing market.</p>
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		<title>Comment on The Importance of Being Pre-Approved by Sam Chapman</title>
		<link>http://www.cedarcityonline.com/blog/the-importance-of-being-pre-approved/comment-page-1/#comment-12041</link>
		<dc:creator>Sam Chapman</dc:creator>
		<pubDate>Mon, 20 Jul 2009 18:41:44 +0000</pubDate>
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		<description>Another reason to get pre-approved is the time it is taking to close on a loan.  This includes additional time for appraisals thanks to the HVCC.  Pretty soon it will also take longer as buyers will have a mandatory 7 day waiting period to review a good faith estimate thanks to the new disclosures coming out.</description>
		<content:encoded><![CDATA[<p>Another reason to get pre-approved is the time it is taking to close on a loan.  This includes additional time for appraisals thanks to the HVCC.  Pretty soon it will also take longer as buyers will have a mandatory 7 day waiting period to review a good faith estimate thanks to the new disclosures coming out.</p>
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